Welcome!
Discretionary portfolio management, handled for you.
SMEAC Financial manages your investments day to day, so you don’t have to. You Set the goals and risk level. We handle the rest.
Then you are in the right place. At SMEAC Financial I provide financial advisory services for individuals, families, small businesses and more including portfolio management, financial planning, and additional financial advice as necessary.
Call: (615) 385-7184 or Email: jack@smeacfinancial.com
What discretionary means
With discretionary management, you authorize SMEAC Financial to make investment decisions on your behalf within agreed guidelines- That includes buying and selling securities, rebalancing, and adjusting the portfolio as markets and your situation change. You Stay in control of the big picture. We handle the day-to-day.
What we handle:
- Investment selection, trading, and rebalancing
- Ongoing monitoring and adjustments
- Coordination around taxes, withdrawals, and cash needs
What you decide:
- Your goals, time horizon, and -risk tolerance
- Contributions and withdrawals
- How often we check in
How it works: the SMEAC process
SMEAC is a structured planning method from the military. We apply it to Vour portfolio.
- Situation: We get a clear picture Of your assets, income, savings, and retirement plans.
- Mission: We agree on what the portfolio needs to accompiish, a nd by when
- Execution: We build and manage the portfolio to that plan, with discretion to act as conditions change.
- Administration: Your accountsare held at Charles Schwab. Reporting is clear and regular.
- Communication: We agree up front how Often we talk and what you’ll hear from us.
Why SMEAC Financial
SMEAC Financial LLC was founded in 2020 by Jack Cate. He brings over 45 years in financial services, starting with Merrill Lynch in 1980 and most recently with Wells Fargo Advisors. Before that, he served as an officer in the United States Marine Corps and is a Vietnam Veteran.
As a registered investment adviser, SMEAC Financial acts as a fiduciary, which means We are obligated to act in your best interest.
Who this is for
Individuals, families, and small business owners in the Nolensville, Franklin, Nashville, Murfreesboro, and surrounding Tennessee areas who want professional management of their investments without managing the details themselves.
Services
- Discretionary portfolio management (primary focus)
- Financial planning
- Investment advice
Simple next Step
If you’d like a candid look at your current investments, request a portfolio review. We’ll talk through where you stand and whether discretionary management makes sense for you. No pressure, no jargon,
About SMEAC Financial LLC
I founded SMEAC Financial in 2020. I have over 40 years of experience in the financial services industry beginning with Merrill Lynch in 1980 and most recently with Wells Fargo Advisors. Prior to that I was an officer in the United States Marine Corps and am a Vietnam veteran.
There is no time better than now to begin your financial journey!
When it comes to your money, you need to play it smart. What could be smarter than a staunch team of experts advising you on the best investment opportunities? That’s what ! do at SMEAC, and for lower rates than our competitors! If you’re paying way too much for your financial advisor, it’s time to switch to SMEAC!